Professional Liability
It’s not about your professionalism, training, or years of experience. It’s about human nature. Mistakes happen to the best of us, no matter how experienced.
The simplest clerical error or proofreading mistake (even one made by a trainee) can cost you, especially if it results in financial loss or damage to the reputation of one of your customers.
Who needs E&O insurance?
- Doctors
- Lawyers
- Accountants
- Architects
- Engineers
- Wedding planners
- Insurance Agents & Brokers0
- Real Estate Agents
- IT Consultant Technology
- Designers
- Advertising agencies
What does E&O cover?
E&O insurance protects you from allegations of negligence in rendering professional services. This insurance can help cover your court costs and settlements, which can be very costly for your business to pay on its own.
Errors and omissions insurance can be customized to meet your specific needs, no matter what your business or industry. Real estate agents face different risks than printing companies, but both have potential to impact their customers' lives and livelihoods if a mistake occurs.
Benefits of a specialized E&O policy may also include:
- Monthly payment options to help spread out your payments, so you can better manage your cash flow
- Coverage of temporary staff, full-time employees, and independent contractors
- Past work, covering unforeseen claims, arising from work completed before you were even insured, to a pre-agreed date
- Worldwide coverage as long as the claim is filed in the U.S., one of its territories, or Canada
- Claims responsiveness when time is of the essence, especially in the event of an insurance claim
- Tailored coverage for the specific risks of your field and industry
- Knowledgeable agents who provide exceptional, passionate service
- Coverage for contracts satisfying most standard contract insurance requirements
Why We're Different
You may think you want the cheapest insurance you can find, but realize you may not be getting everything you bargained for…
While most insurance products are similar in price and function, insurance providers are very different when it comes to structuring a policy that actually covers you.
There’s no such thing as a one-size-fits-all insurance policy when it comes to your business.
We’re your neighbors. We protect businesses and people we know and care about, and that means we always look for ways to protect you better, including carefully choosing the insurance companies we represent to be both affordable and responsive.
Contact us and let the professionals at our company help you forge the strongest shield possible to help you protect the things you are working hard to build.